What to bring

We can meet with you or you can apply electronically. Please bring or upload the following information with you for your mortgage application interview:

Identification

Driver’s license or picture ID
Social security card

Employment History and Income

One month’s most current consecutive paystubs
W-2s and 1099 forms from the last two years
Federal Income Tax returns from the last two years. This includes all schedules and please sign page 2.
If self-employed, please include the last 2 years of business returns and K-1s.

Assets

Two month’s most recent consecutive bank statements for all checking and savings accounts. (E-statements are acceptable, but unfortunately lenders will not accept Internet printouts or snapshots)
Copy of latest retirement statement

House Info

Copy of fully executed sales contract if purchasing
Approximate value of current home if refinancing

Other Info

Contact info for landlord if currently renting
Certificate of Eligibility if VA

Joanne and her team were so fantastic during our first time home buying process. They were so helpful in providing feedback to our questions and made the whole experience of obtaining our first home loan seamless. With out a doubt we will always recommend to others and look to work with them again if were are in the market.

-M, Schenectady

646 Plank Road, Suite 102 Clifton Park, New York 12065

518.982.0480 | Office
518.982.0483 | Fax

NMLS# 872824