What to bring

We can meet with you or you can apply electronically. Please bring or upload the following information with you for your mortgage application interview:

Identification

Driver’s license or picture ID
Social security card

Employment History and Income

One month’s most current consecutive paystubs
W-2s and 1099 forms from the last two years
Federal Income Tax returns from the last two years. This includes all schedules and please sign page 2.
If self-employed, please include the last 2 years of business returns and K-1s.

Assets

Two month’s most recent consecutive bank statements for all checking and savings accounts. (E-statements are acceptable, but unfortunately lenders will not accept Internet printouts or snapshots)
Copy of latest retirement statement

House Info

Copy of fully executed sales contract if purchasing
Approximate value of current home if refinancing

Other Info

Contact info for landlord if currently renting
Certificate of Eligibility if VA

Joanne was amazing through our forever long process (or so it seemed). As first time home buyers, we had a really bad experience with another lender and Joanne blew us out of the water. She explained the step by step process and never hesitated to explain things further if we did not understand. She answered all our questions in a timely manner. Joanne was there even on weekends and late nights. My fiancé and I cannot thank Joanne enough for all she did for us! We definitely will recommend her to our friends! We also want to thank our laywer (who recommend Joanne to us!). They are a dynamic duo!!! If you think you want to work with Joanne do not hesitate, you will not be disappointed

646 Plank Road, Suite 102 Clifton Park, New York 12065

518.982.0480 | Office
518.982.0483 | Fax

NMLS# 872824