Our Programs & Products

  • Conventional fixed and adjustable rate mortgages
  • Interest Only Loans
  • No Closing Cost Loans
  • No PMI & No Escrow Loans
  • FHA including 203k
  • VA & VA Renovation
  • Low Fixed Rates
  • First Time Homebuyers
  • Relocation Mortgages
  • Credit Improvement Counseling
  • Fannie Mae Homestyle
  • Home Improvement Loans
  • Investor Loans
  • Farm Loans
  • Home Equity Financing
  • CEMAs for Refinancing
  • USDA
  • Jumbo Loans
  • Renovation/Rehabilitation
  • Construction Loans
  • Debt Consolidation Refinances
  • HARP and HASP Refinances
  • Streamline FHA Refinances
  • Appraisal Waivers
  • Fannie Mae Homepath
  • Fannie Mae High Balance
  • No Equity Refinances
  • 5, 8, 10 & 11 year mortgages
  • Fannie Mae
  • Freddie Mac
  • Reverse Mortgages

Joanne is the best at what she does! She was thorough and extremely patient with all our questions. She work diligently to find us the best rates and responded swiftly to all questions. I would recommend her a thousand times over to anyone and everyone!

-Chris, Schenectady

646 Plank Road, Suite 102 Clifton Park, New York 12065

518.982.0480 | Office
518.982.0483 | Fax

NMLS# 872824