Our Programs & Products

  • Conventional fixed and adjustable rate mortgages
  • Interest Only Loans
  • No Closing Cost Loans
  • No PMI Loans
  • FHA including 203k
  • VA
  • Low Fixed Rates
  • First Time Homebuyers
  • Relocation Mortgages
  • Credit Improvement Counseling
  • Fannie Mae Homestyle
  • Home Improvement Loans
  • Investor Loans
  • Farm Loans
  • Home Equity Financing
  • CEMAs for Refinancing
  • USDA
  • Jumbo Loans
  • Renovation/Rehabilitation
  • Construction Loan
  • Debt Consolidation Refinances
  • HARP and HASP Refinances
  • Streamline FHA refinance
  • Appraisal Waiver
  • DU Refi Plus
  • Fannie Mae Homepath
  • Fannie Mae High Balance
  • No Equity Refinance
  • 5, 8, 10 & 11 year mortgage
  • Fannie Mae
  • Freddie Mac
  • Reverse Mortgage

"In October of 2012 I purchased a home – a very big step for me as a recent widow. Joanne went above and beyond with her advice and commitment to get me the best interest rate available. I could call her or email her day or night and she would always respond promptly. I would ( and have) recommend her to my friends, family and associates. Joanne is very efficient, professional and a sincere pleasure to work with."

–Gail, Albany

 

 

 
646 Plank Road, Suite 102 Clifton Park, New York 12065

518.982.0480 | Office
518.982.0483 | Fax

NMLS# 872824