What to bring

Please bring the following information with you for your mortgage application interview:

Identification
Driver’s license or picture ID
Social security card
Employment History and Income
One month’s most current consecutive paystubs
W-2 and 1099 forms from the last two years
Federal Income Tax returns from the last two years. This includes all schedules and please sign page 2.
If self-employed, please include the last 2 years of business returns and K-1s.
Assets
Two month’s most recent consecutive bank statements for all checking and savings accounts. (E-statements are acceptable, but unfortunately lenders will not accept Internet printouts or snapshots)
Copy of latest retirement statement
House Info
Copy of fully executed sales contract if purchasing
Approximate value of current home if refinancing
Other Info
Contact info for landlord if currently renting
Certificate of Eligibility if VA

"Thank you again for all your help throughout this process, and for facilitating a refinance that benefits us in so many ways (i.e., lower monthly payment due to the significantly better interest rate, cash out, getting my parents off our original deed/title, etc.)!!! You walked us through what can often be a daunting and arduous task in a painless manner, and you certainly led us to a rewarding result!! If you don't already, you should start running seminars on how to conduct the mortgage business! :-)"

—P and L, Schenectady

 

 

 

 

 

646 Plank Road, Suite 102 Clifton Park, New York 12065

518.982.0480 | Office
518.982.0483 | Fax

NMLS# 872824